Our Services
  1. Life Insurance
    No one company or product is the best fit for all. We have over 20 years experience in the life insurance industry to include underwriting expertise. Let us help you find the right plan with the right company.
  2. Medicare
    Let us assist you with the decision on which company to select and the Medicare plan that fits your needs and pocketbook.
  3. Long-Term Care Insurance
    Discover a way to pay your costs associated with long-term care.
  4. Point of Need Care Funding Solutions
    We can help you get a steady stream of income when the time comes for long term care...to help pay for services either in your home or in assisted living.
Do you have an issue that may appear to be an underwriting challenge? When other agents give up, we step up. We are experienced to work on tough cases. Not everyone is insurable…but DKIA Inc will certainly work our hardest to ensure all resources are exhausted.

What is impaired risk? If you have not received the best preferred rate class, you may feel like you have been rated. Companies are constantly changing preferred guidelines….please tap into our expertise to make sure you are getting the best class possible. Computer underwriting systems still need to have rule-based platforms. Underwriting can be very subjective and we are experienced to find the best rate class for you depending upon circumstances.

We find the best rate class available to you. Are you diabetic with well-controlled glucose and A1c levels? We can find the right policy for you. How about the top preferred rate class for a NS only 3 years out? How about a cigar smoker getting the top preferred rate class? This is among the many examples of cases we work on daily. Remember, the more subjective the condition, the more a very experienced agent is needed. Don’t lose out on an opportunity to get the best rate based on someone inputting information into a computer.

Our Carriers

· American General
· American National
· AXA Equitable
· Banner Life
· Columbus Life
· John Hancock
· Lincoln National Life
· Mass Mutual
· Midland National Life
· Minnesota Life
· MetLife
· Ohio National Life
· Pacific Life
· Prudential Financial
· Protective Life
· SBLI of MA
· Transamerica
· United of Omaha
We look forward to hearing from you...
We offer various services to meet your needs.
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